Terms and Conditions

1. Introduction

Welcome to Vartio Kylän Tilitoimisto ("we," "our," or "us"). These Terms and Conditions govern your use of our accounting and financial advisory services. By engaging our services, you agree to be bound by these terms.

These terms constitute a legally binding agreement between you and Vartio Kylän Tilitoimisto. Please read them carefully before using our services.

2. Acceptance of Terms

By using our services, you acknowledge and agree to:

• These Terms and Conditions in their entirety
• Our Privacy Policy and any other policies referenced herein
• All applicable laws and regulations governing our services

3. Services Description

We provide the following accounting and financial advisory services:

• Statutory accounting services for businesses
• Financial consultation and advisory
• Tax reporting and compliance services
• Company registration assistance
• Financial statement preparation
• ALV (VAT) reporting and management

4. Client Responsibilities

As a client, you are responsible for:

• Providing accurate and complete information
• Submitting required documents and receipts in a timely manner
• Maintaining proper record-keeping for your business
• Informing us of any changes in your business circumstances
• Ensuring compliance with applicable laws and regulations

5. Fees and Payment

Our fee structure and payment terms are as follows:

• Fees are based on the scope of services and business complexity
• Payment is due within 30 days of invoice date
• Late payments may incur additional charges
• We reserve the right to revise fees with prior notice

6. Confidentiality

We are committed to protecting your confidential information:

• All client information is treated as confidential
• We do not disclose client information to third parties without consent
• Our staff is bound by confidentiality agreements
• We implement appropriate security measures to protect your data

7. Limitation of Liability

Our liability is limited to the following:

• We are not liable for indirect or consequential damages
• Our liability is limited to the amount of fees paid for the specific service
• We are not responsible for client decisions based on our advice

This limitation does not apply to damages caused by gross negligence or willful misconduct.

8. Termination

Either party may terminate the service agreement:

• With written notice of at least one calendar month
• Immediately for material breach of these terms
• Upon completion of agreed-upon services
• For non-payment of fees after reasonable notice

9. Intellectual Property

Intellectual property rights are governed as follows:

• We retain ownership of our methodologies and templates
• Client data and information remain the property of the client
• We may use anonymized data for service improvement

10. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of Finland. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Finland.

11. Dispute Resolution

In the event of disputes, we follow this resolution process:

• Direct negotiation between parties
• Mediation if direct negotiation fails
• Legal proceedings in Finnish courts as a last resort

12. Changes to Terms

We may modify these terms from time to time:

• Changes will be communicated to clients in writing
• Continued use of services constitutes acceptance of changes
• Material changes require explicit client consent

We will provide reasonable notice of any changes to these terms.

13. Contact Information

For questions about these Terms and Conditions, please contact us: